If you’ve been planning to go solar, you’ve probably heard about the Canada Greener Homes Loan. For a lot of Canadian homeowners, it made upgrades feel simple because financing was clear and affordable.
Now that the Greener Homes Loan is no longer available, many homeowners are asking:
Can I still go solar without it?
What financing options are available now?
Will my monthly payments still make sense?
The short answer: yes, solar is still very doable. You just need a different financing route.
At Simply Renewable, we’re helping homeowners move forward with three common options: CEIP, Financeit, and in-house financing through Simply Renewable.
What does it mean that the Greener Homes Loan is gone?
The biggest change is that homeowners can’t rely on that one program as the default financing option anymore. Instead, you’ll choose a financing pathway based on what matters most to you:
Lowest monthly payment
Lowest total cost
Fast approvals
Flexibility to pay it off early
That’s exactly where we help.
1) CEIP (Clean Energy Improvement Program)
CEIP is a program offered in certain municipalities that lets homeowners finance energy upgrades and repay through their property taxes.
Why homeowners like CEIP:
Payments are often structured over a longer term, which can help lower monthly cost
The repayment is tied to the property, which can help if you sell before it’s fully paid
Designed specifically for upgrades like solar, heat pumps, windows, insulation, and more
Good fit if you:
Want a long-term, predictable payment option
Like the idea of the upgrade being tied to the home, not you personally
Live in an area where CEIP is available
Note: CEIP availability depends on your municipality and program intake windows.
2) Financeit (Monthly payment financing)
Financeit is a popular Canadian financing provider used for home improvement projects. It can be a straightforward way to spread the cost of solar into a monthly payment plan.
Why homeowners like Financeit:
Simple approval process
Predictable monthly payment
Often quicker to arrange than government programs
Good fit if you:
Want a clean monthly payment plan
Prefer a third-party lender option
Want to move quickly and keep the process simple
3) In-house financing through Simply Renewable
In some cases, Simply Renewable can offer in-house financing options to help homeowners move forward without relying on external lenders.
Why homeowners like in-house financing:
Flexible structure depending on the project and situation
Can reduce friction when timing matters
One team guiding you through both the solar plan and the payment plan
Good fit if you:
Want flexibility and direct support
Need a straightforward option without going back and forth with lenders
Want Simply Renewable to manage the full process end to end
The real question: What will my monthly payment be?
Most homeowners don’t actually care which financing brand they use. They care about the outcome:
Monthly payment
Total cost over time
How quickly it pays for itself
How confident they feel moving forward
That’s why we focus on a simple comparison: What you pay monthly vs. what you save on electricity.
Get a free consultation and a clear financing comparison
If the Greener Homes Loan disappearing has you unsure what to do next, we’ll make it easy.
In a free consultation, we’ll:
Check your roof, usage, and system size
Show your projected production and savings
Compare CEIP vs Financeit vs Simply Renewable in-house financing
Give you a clear next step with no pressure
Contact Simply Renewable today for a free consultation, and we’ll help you find the best financing path to go solar, without the Greener Homes Loan.
Related reading: how much solar costs in Alberta in 2026, and our local guides for Calgary, Edmonton, Red Deer and Lethbridge.